What types of projects qualify for construction loans?

Multifamily, retail, office, industrial, etc.

Do you offer ground-up construction loans?

Yes, as well as renovations and adaptive reuse.

Permanent Financing

We provide tailored permanent financing solutions to help you secure long-term financial stability. Whether you’re an investor, homeowner, or business owner, our flexible loan options offer competitive rates and terms to ensure your success.

Key Features of Permanent Financing

Benefits

High Loan-to-Value (LTV) Ratios
Diverse Financing Options
Competitive Interest Rates
Flexible Loan Terms
Versatile Property Eligibility – Permanent financing is available for a wide range of property types, including multifamily, office buildings, retail centers, industrial properties, and mixed-use developments.

Custom Permanent Financing for Your Development Needs

Permanent Financing Lending Parameters
Loan Amount	$1M - $100M+
Interest Rates	Competitive, starting at 6%
Loan Terms	10 - 30 years
Loan-to-Value (LTV)	Up to 75%
Closing Time	30 - 60 days

Who Can Benefit from a Permanent Financing?

Target Borrowers

Real estate Investors – Secure long-term, stable financing for multifamily properties, office buildings, or other commercial investments.
Business Owners – Those looking for predictable, long-term capital to fund business operations or real estate acquisitions.
Homebuyers – Individuals looking for a fixed-rate mortgage to finance the purchase of a new home or investment property.
Developers – Investors transitioning from short-term financing (like bridge or construction loans) to long-term, affordable financing after completing a project.

See Our Recently Funded Permanent Financing

Closing $2,400,000 Church Perm...

Nelson Funding is pleased to announce the closing of a $2,400,000 loan in Mount Vernon, NY. The proceeds are used to provide a 25 year term loan to allow the church to have manageable payments while caring for their congregation. The loan r...

Nelson Funding Arranges $3,000...

We are delighted to announce the successful closing of a significant commercial loan amounting to $3 million for our esteemed client, securing financing for an impressive office building in the heart of Las Vegas. This achievement underscor...

How to Secure Permanent Financing

Step-by-Step Process

1. Evaluate Your Financing Needs – Determine the amount of financing needed, preferred loan terms, and type of property to secure the most suitable solution.

2. Prepare Your Documentation – Gather key documents such as property appraisals, business tax returns, credit history, and financial statements to present to lenders.

3. Apply & Get Approved – Submit your application to Nelson Funding, where we’ll evaluate your financial situation, review your property’s value, and offer customized loan options.

4. Close the Loan & Start Long-Term Payments – Once approved, close the loan, move forward with fixed, stable payments, and gain peace of mind with a long-term financing solution.

Have Questions About Permanent Financing? We Have Answers.

How long are the loan terms for permanent financing?

Permanent financing options typically range from 10 to 30 years, offering flexibility in loan terms and repayment schedules.

What types of properties qualify for permanent financing?

We offer permanent financing for residential, multifamily, commercial, and mixed-use properties, ensuring flexibility for all types of real estate investments.

Can I transition from a short-term loan to permanent financing?

Yes, Nelson Funding specializes in helping clients convert bridge loans or construction loans into permanent financing once a project is completed, providing long-term stability.