Nelson Funding Closes $11 Million Homebuilder Construction Loan in Sacramento, CA
Nelson Funding is excited to announce the successful closing of an $11,000,000 homebuilder construction loan in Sacramento, California. The loan proceeds will be used to finance the construction of the first eight homes in a larger 32-unit residential development, marking a significant milestone for both the developer and our team.
This deal highlights Nelson Funding’s strength in structuring flexible homebuilder construction loans that meet the unique needs of developers. As a repeat borrower, the client benefited from our streamlined lending process and customized loan terms designed to support long-term project success.
Key loan highlights include:
- Delayed equity contribution: A portion of the equity requirement will be recouped through home sales, rather than being due at loan closing—enhancing the developer’s cash flow.
- 100% Loan-to-Cost (LTC) for future phases: Our capital partner has committed to covering 100% of the construction costs for the remaining phases of the development.
- Non-recourse financing: The loan includes standard carveouts such as bad-boy guarantees and a completion guarantee, offering the developer reduced personal liability.
As demand for residential housing continues to rise in Sacramento, Nelson Funding remains dedicated to empowering developers with creative and efficient financing solutions. This transaction demonstrates our ability to provide high-leverage, builder-friendly terms for both new and repeat clients.
If you’re a homebuilder or real estate developer seeking tailored construction loan solutions in Sacramento or across California, connect with Nelson Funding today. Our experienced team is ready to help you fund your next project with confidence and speed.
Contact us to learn more about our homebuilder construction loans and how we can support your development goals.
About Us:
Nelson Funding is a nationwide commercial loan broker and direct lender helping borrowers get the best possible financing for their respective projects. Nelson Funding has provided financing for over 80 projects and placed more than $600mm of capital. Nelson Funding has the experience to get almost any project funded: from new construction to cash-out refinances, land development, and more. Nelson Funding specializes in construction funding, bridge funding, and conventional term financing products.
Nelson Funding remains committed to helping our clients secure the best financing for their respective commercial real estate projects despite a rising interest rate environment and tightening lending standards. With Nelson Funding’s capital market relationships and highly experienced team we are still placing high leverage debt for all deal types including land development, single family construction, multifamily construction, industrial, office, retail, hospitality, special-use, cannabis and more.
