Unlock the equity in your stabilized properties to fuel future growth.
Cash-out refinancing allows property owners to replace their existing loan with a new, larger loan — pulling out equity in the process. The difference between the new loan and the old payoff amount is released as cash, which can be used to reinvest, expand, or strengthen liquidity.
For commercial real estate investors, developers, and business owners, cash-out refinancing is a powerful tool to:
At Nelson Funding, we structure cash-out refinance loans across multifamily, office, retail, industrial, hospitality, and mixed-use properties — with terms up to 30 years.
Multifamily investor in Dallas, TX
180-unit stabilized apartment complex valued at $25M
Original bridge loan carried a 10% rate. The investor wanted to lower costs and free up equity to buy a second property.
Nelson Funding structured a $20M cash-out refinance at 6.5% fixed, 10-year term, non-recourse. $5M in equity was pulled out, which the investor used to acquire a new 120-unit property nearby.
👉 Instead of selling, the investor unlocked equity and expanded their portfolio.
Borrowers across the U.S. choose Nelson Funding for cash-out refinancing because we:
“We help investors unlock equity so they can grow without selling.”
Typically up to 65–75% of the property’s current value, depending on lender and asset type.
Multifamily, office, retail, industrial, mixed-use, and hospitality — as long as they’re stabilized.
Once the property reaches stabilized occupancy and income levels, permanent cash-out refinancing is possible.
Both options are available. Many institutional lenders offer non-recourse permanent loans.
Most loans are structured for 5, 7, 10, or up to 30 years.
Don’t let your property’s value sit idle. Nelson Funding structures cash-out refinancing loans that free up equity, lower costs, and provide capital for future opportunities.
