Flexible financing for subdivisions, multifamily builds, and commercial developments.
A real estate development loan provides short-term capital for building or redeveloping large-scale projects. Unlike bank loans that require strict pre-leasing or long approval processes, development loans are structured around land acquisition, horizontal improvements, and vertical construction costs.
Typical terms range from 12–36 months, often interest-only, giving developers the time they need to build, lease, or sell before refinancing into permanent financing.
At Nelson Funding, we specialize in structuring development loans for:
With access to private lenders, institutional partners, and alternative capital, we fund projects banks won’t — quickly and creatively.
Developer in Austin, TX
Acquisition and development of a 50-lot residential subdivision with homes to be sold individually.
The bank required 30% cash equity and wouldn’t finance horizontal infrastructure. The developer needed higher leverage to acquire land and start work.
Nelson Funding arranged a $12M real estate development loan with 80% LTC and a 24-month term. Funds covered both land purchase and site improvements. Once homes were built and sold, proceeds repaid the loan in full.
👉 Without this loan framework, the subdivision would have stalled. Nelson Funding helped the developer move from blueprint to community.
Real estate development is complex. Developers choose Nelson Funding because we:
“We don’t just finance buildings — we finance communities. Nelson Funding gets tough development projects funded.”
Yes. Development loans can cover land acquisition, horizontal improvements, and vertical construction.
Up to 85% LTC and 75% LTV depending on project type and borrower experience.
Not always. Many of our lenders will fund projects without presales, especially in strong markets.
Nelson Funding can close development loans in 3–4 weeks, compared to months with banks.
Most borrowers refinance into permanent financing, sell individual units, or sell the completed project
From subdivisions to multifamily complexes, Nelson Funding structures real estate development loans that move projects forward. Fast approvals, flexible terms, and nationwide coverage.
