Long-term loans with fixed rates and flexible structures for investors, developers, and business owners.
Permanent financing is long-term debt used to refinance short-term construction or bridge loans, or to acquire stabilized, income-producing properties. Unlike temporary loans, permanent financing provides predictable payments and terms that last from 5 to 30 years.
These loans are structured around the property’s performance, not just its potential. Once a property reaches stabilized occupancy and income levels, permanent financing becomes the smart choice to lock in cash flow and reduce risk.
At Nelson Funding, we source permanent loans from banks, life companies, CMBS lenders, and private capital partners. Our role is to match borrowers with the best long-term structure for their strategy — whether that means fixed-rate debt, non-recourse options, or creative portfolio solutions.
Every project is different, which is why Nelson Funding structures a wide range of construction loans:
Nelson Funding arranges a range of permanent loan solutions:
Investor in Seattle, WA
200-unit multifamily building stabilized after 18 months of lease-up
The property was financed with a construction loan at 10% interest. The borrower needed to lower costs and lock in predictable debt.
Nelson Funding sourced a $40M non-recourse permanent loan at 6.25% fixed for 10 years. This reduced debt service costs by 40% and freed up cash flow for future acquisitions.
Permanent financing turned a transitional project into a long-term portfolio cornerstone.
Builders and developers across the U.S. choose Nelson Funding because we:
Borrowers nationwide choose Nelson Funding because we:
“We help investors turn short-term projects into long-term stability.”
Nelson Funding structures permanent financing for stabilized properties across the U.S. Whether you’re refinancing a bridge loan, exiting construction debt, or acquiring income-producing assets, we’ll match you with the right long-term capital source.
