Protect your assets while securing long-term financing.
A non-recourse loan is permanent financing where the borrower is not personally liable for repayment. Instead, the loan is secured only by the property itself. If the borrower defaults, the lender can seize the property, but they cannot pursue the borrower’s personal assets.
For real estate investors, non-recourse financing provides peace of mind while preserving personal and corporate protections. These loans are common for multifamily, office, retail, industrial, hospitality, and mixed-use propertiesonce they are stabilized and income-producing.
At Nelson Funding, we source non-recourse permanent loans from life companies, CMBS lenders, banks, and private capital providers across the U.S.
Family office in Los Angeles, CA
Refinance of a stabilized $60M office portfolio
Existing bank debt was full recourse, exposing principals to personal liability. They wanted to restructure into long-term, non-recourse debt.
Nelson Funding secured a $42M non-recourse CMBS loan at 6.2% fixed for 10 years. The loan provided liquidity while removing personal liability from the principals.
👉 The family office maintained asset protection while freeing up cash for future acquisitions.
Investors choose Nelson Funding for non-recourse financing because we:
“We help investors protect their assets while securing long-term financing.”
Stabilized, income-producing assets such as multifamily, office, retail, industrial, hospitality, and mixed-use.
Yes. Most loans include “bad boy carve-outs” for fraud, misrepresentation, or intentional misconduct.
Typically $2M, though some private lenders may go lower.
Rates are generally competitive but can be slightly higher than recourse loans due to reduced borrower liability.
Terms range from 5 to 30 years, depending on lender and property type.
Nelson Funding connects investors, developers, and family offices to non-recourse permanent loans nationwide. Protect your personal assets while securing long-term financing for stabilized properties.